Credit Risk Analyst – Credit Card Data Specialist

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London / £450 - £550 day

INFO

Salary
SALARY:

£450 - £550

Location

LOCATION

London

Job Type
JOB TYPE

Contract

Credit Risk Analyst / Senior Credit Risk Analyst
£450 - £550 PER DAY

OUTSIDE IR35
LONDON 3 DAYS IN OFFICE PER WEEK


Are you an analytical thinker with a passion for credit risk strategy? This fast-growing FinTech is looking for a Credit Risk Analyst or Senior Credit Risk Analyst to join their high-performing team. This is a fantastic opportunity to join a business on the cusp of growth and profitability, where your work will make a real impact.


THE COMPANY: A digital-first credit card provider operating in the near and sub-prime space, this FinTech is focused on helping customers build and improve their credit. With 90,000+ active accounts, a strong product in-market, and operations and analytics in great shape, they're gearing up for a scale-up year. Following a recent rebrand and strong traction on aggregator sites, they're now looking to bolster their credit risk team to help shape the future of their portfolio strategy.


THE ROLE: As a Credit Risk Analyst, you'll be focused on strategy for existing customers - looking at credit limit increases and decreases, portfolio performance, and spotting commercial opportunities. This is a hands-on analytical role that goes beyond reporting - you'll work with stakeholders across the business, including marketing, and take ownership of insight generation and strategy.


Key responsibilities include:

  • Identifying and acting on commercial opportunities within the portfolio

  • Working closely with marketing and commercial teams to support broader business goals

  • Using SQL (and potentially Python) to analyse performance data and generate insight

  • Produsing documentation in GitHub

  • YOUR SKILLS AND EXPERIENCE:
    The ideal candidate will bring:

  • Previous experience with a lender

  • Strong SQL skills (Python a bonus)

  • Experience with credit cards or unsecured lending

  • Ability to think commercially, not just technically

  • A passion for problem-solving and data-driven decision making

  • Strategic mindset - someone who can join the dots, not just build reports
    Whether you're a junior analyst ready to take the next step or a senior analyst looking for a role with more ownership and strategic impact, this could be the opportunity for you.

  • How to apply:
    Please submit your application below or email

CONTACT

Kamil Klimek

Senior Recruitment Consultant

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