RISK ANALYTICS
FOCUS
We place talented analytical professionals into the Risk Analyst positions that come with so much responsibility.
We appreciate the importance of protecting the world’s interests and know the role that data has to play. Our dedicated Risk Analytics team fully understands risk analytics in finance and decision science, as well as the significance of knowing your market.
As within the world of Risk Analytics, the customers we work with differ by location, size and industry. We have experience across all the major marketplaces and can assist you, whether you are hiring to reinforce an existing presence or build a new one.
HOW WE
DO IT
To ensure effective, risk-free solutions for our clients and candidates, our recruitment solutions in this marketplace are determined by tried and tested methods.
We appreciate the importance of protecting the world’s interests and know the role that data has to play. Our dedicated Risk Analytics team fully understands risk analytics in finance and decision science, as well as the significance of knowing your market.
As within the world of Risk Analytics, the customers we work with differ by location, size and industry. We have experience across all the major marketplaces and can assist you, whether you are hiring to reinforce an existing presence or build a new one.
WHAT SETS
US APART?
Harnham appreciates the significant resources and sophisticated programs used to analyse and manage risk.
We are dedicated to the people who ensure banks and other financial institutions can identify, measure, monitor and control their credit risk.
We successfully recruit across the full spectrum of skill sets required to support this, from Customer Acquisition to Portfolio Management, Fraud Analytics to Collections & Recoveries, as well as Risk Audit to Credit Risk .
Whether you’re looking for a new opportunity or another team member, we can help you find your ideal solution.
As working from home becomes ever more common, you can now search Remote Risk Analytics Jobs.
DECISION
SCIENCE
Every aspect of business now benefits from the efficiencies that the extrapolation of insights from analytics can deliver.
The collaborative approach of Decision Science teams helps the decision-making process achieve far superior results than ever before. Combining mathematical equations, tech and behavioural sciences for the most informative insights is now standard and has seen the industry progress at a rapid rate.
PORTFOLIOÂ
ANALYST
Global risk and portfolio profiling help brands understand success across metrics such as currencies and economies. Understanding and increasing growth, as well as market share, through skilled optimisation, is a coveted skill set we hire for.
Strategic planning and stress testing to balance risk are paramount for the businesses we work with to maximise returns, and getting the most out of a portfolio is something all Harnham candidates are well versed in.
AIRB
MODELLING
Advanced Internal Ratings-Based Modelling (AIRB) refers to a set of Credit Risk measurement techniques which has allowed banks to develop models which can help them quantify the required capital for Credit Risk.
The development of PD, EAD and LGD models within the banking sector is a very important, but also very niche, skillset into which Harnham has focused on sourcing, understanding, and assessing both candidate abilities and client needs.Â
FRAUD
ANALYST
Fraud Analytics is an essential part of any business when it comes to profit and loss. To mitigate risk, our clients work to understand the drivers of fraud and its ultimate prevention through analytics.
Predicting future areas of fraud, mitigating risk, and protecting their clients and customers without damaging the accessibility and success of their products and services, is a key advantage to any business.
JOBS
LATEST RISK &
FRAUD OPPORTUNITIES
Harnham are a specialist Data & AI recruitment business with teams that only focus on niche areas.
Senior Collections Credit Risk Analyst
Leicester
£50000 - £55000
+ Risk Analytics
PermanentLeicester, Leicestershire
To Apply for this Job Click Here
SENIOR CREDIT RISK ANALYST – COLLECTIONS STRATEGY
£50-55,000
EAST MIDLANDS
THE COMPANY
This company is a leading retailer in the UK that have a unique credit offering. This offers an excellent opportunity for someone with a year or two’s experience in the credit space to extend on their work within a successful and close-knit business.
HE ROLE
- Developing and building out their collections strategy and wider function
- Assessing existing collections policies and customer strategies to enhance performance
- Work and communicate closely with senior members and other teams within the business, including operations and underwriting
- Building out MI and wider reporting frameworks to monitor collections strategies and performance
YOUR SKILLS AND EXPERIENCE:
- Essential to have experience in credit risk, within lending strategy or portfolio
- Ideal to have developed collection strategies to enhance debt collection, reduce losses etc
- Experience using SQL or Python for data analysis is essential
SALARY AND BENEFITS
- Base salary of £50-55,000
- Free on-site parking
- Discretionary bonus
- Pension contribution scheme
- On-site amenities
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link
To Apply for this Job Click Here
Fraud BD Sales Manager
£50000 - £60000
+ Risk Analytics
PermanentEngland
To Apply for this Job Click Here
Fraud BD Sales Manager
£60,000 + £5,500 car allowance + commission
UK-wide (remote) with travel to client sites
Harnham are working with a leading data and insights provider to hire a Business Development Manager with strong Fraud and ID expertise.
THE COMPANY
- A major data, analytics and insights organisation supporting businesses with credit, identity and fraud solutions.
- They enable clients across financial services and other sectors to make informed decisions through access to high-quality data and technology.
- The business offers a broad suite of digital, identity and fraud tools, supporting organisations in improving customer onboarding, reducing risk, and protecting against fraud.
THE ROLE
This role sits within a specialist product and consultancy function, supporting clients through subject-matter expertise in Fraud and ID solutions. You will work with both existing and new clients to identify opportunities, advise on market developments, and position relevant tools and services.
Specifically, you can expect to be involved in:
- Selling Fraud and ID solutions to new and existing clients.
- Acting as a subject-matter expert on identity verification, fraud prevention and related services.
- Providing market insight to help clients understand trends, risks and emerging technologies.
- Working closely with internal technical teams to ensure solutions meet client needs.
YOUR SKILLS AND EXPERIENCE
- Strong understanding of Fraud and ID processes, tools and industry trends.
- Proven business development or sales experience within a relevant domain.
- Background could include financial services, vendors, resellers or consultancies.
- Excellent communication skills, with the ability to build relationships and engage confidently with clients.
- At least 3+ years’ relevant experience in a commercial or client‑facing role.
THE BENEFITS
- Clear opportunities for progression and mobility across the wider organisation.
- Exposure to a wide breadth of products and projects.
- Commission structure with strong earning potential.
- Travel expenses covered.
THE PROCESS
- Initial 30‑minute interview focused on CV, background, and role overview.
- Second-stage 1‑hour interview involving a task-based presentation and a broader discussion around motivations.
HOW TO APPLY
Please register your interest via the apply link on this page.
To Apply for this Job Click Here
Senior Collections Analyst
£50000 - £55000
+ Risk Analytics
PermanentLeicestershire
To Apply for this Job Click Here
Senior Collections Analyst
£50,000-£55,000
Leicester + hybrid working (1-2 days per week in the office)
Harnham are working with a leading UK consumer brand on an exciting opportunity for an experienced analyst to join their credit function and shape the future of their collections strategy.
THE COMPANY
- A well-established UK retailer offering a broad range of products and credit solutions to a large customer base.
- The business has a strong financial track record and continues to invest heavily in data-led decision-making.
- Their credit and analytics teams are highly regarded within the organisation, with a strong focus on upskilling and professional development.
THE ROLE
This role sits within the collections strategy team, focusing on analysing customer behaviour and designing data-driven approaches to improve performance and customer outcomes. You will play a key part in shaping how the organisation manages and supports customers throughout their collections journey.
Specifically, you can expect to be involved in:
- Developing and optimising collections strategies and decision rules.
- Analysing customer trends, portfolio performance and workflow data to identify improvements.
- Helping rebuild the collections strategy suite following the rollout of a new scorecard.
- Supporting strategic initiatives to improve customer experience and repayment outcomes.
YOUR SKILLS AND EXPERIENCE
- Strong experience in credit risk or collections analytics.
- Proven ability to interpret customer and portfolio trends to drive strategy.
- Experience working with data to support decision-making in a regulated environment.
- SQL proficiency is essential; Python skills are beneficial but not required.
- Ability to communicate insights clearly and collaborate with cross-functional teams.
THE BENEFITS
- Competitive salary and hybrid working model.
- Opportunity to work on a major strategy transformation project.
- Strong culture of training, development and progression within the analytics function.
- Exposure to model-driven strategy and end-to-end decisioning.
THE PROCESS
- Initial 30‑minute interview (CV walkthrough and role discussion).
- Technical Excel-based task and presentation.
- Final on-site interview including a case study and culture-fit conversation.
- Offer!
HOW TO APPLY
Please register your interest via the apply link on this page.
To Apply for this Job Click Here
Fraud Manager – Business Development
London
£50000 - £65000
+ Risk Analytics
PermanentEngland
To Apply for this Job Click Here
Fraud and ID Business Development Manager
Remote with travel to client hubs.
£60,000 plus comission
This is an opportunity to step into a high-impact role where your fraud and identity expertise directly shapes client solutions. You will work with well-established customers as well as new prospects, helping them solve complex Fraud and ID challenges through market-leading products and partnerships.
The Company
They are a data-driven organisation operating at scale, supporting businesses across the UK with decisioning, insight, identity verification, and risk management solutions. Their work helps clients make more informed choices, reduce fraud losses, and deliver seamless experiences to their customers. With strong investment in innovation and a collaborative commercial team, they offer a platform where subject matter experts can genuinely influence outcomes.
The Role
You will
* Develop and convert new business opportunities within the Fraud and ID space.
* Build strong relationships with clients, acting as a trusted subject matter expert.
* Provide market insight and keep customers informed of emerging fraud trends and solution innovation.
* Present, position, and sell Fraud and ID products, including identity verification, fraud alerts, and third-party resell solutions.
* Manage the full sales cycle from discovery to negotiation and closing.
* Collaborate closely with solution consultants and product specialists to ensure clients receive the right solutions for their needs.
Your Skills and Experience
* Strong commercial experience in business development or sales within Fraud, ID, financial services, technology, or a related vendor environment.
* Solid understanding of Fraud and ID concepts, tools, and market challenges.
* The ability to translate client pain points into solution recommendations.
* Confidence presenting to senior stakeholders and influencing decisions.
* Strong communication skills and a consultative approach.
* Experience working directly with clients in a commercially focused role.
What They Offer
* Salary up to 60,000 plus car allowance.
* Strong comission structure
* Remote working with fully expensed travel.
* Opportunities to progress into broader commercial, product, or consultancy paths.
* A supportive environment with exposure to high-value clients and strategic projects.
To Apply for this Job Click Here
Head of Analytics
London
£90000 - £160000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
Head of Analytics
£90,000-£160,000 + bonus + benefits
(Dependant on seniority)
London (on-site)
Harnham are working with a UK consumer financial services provider undergoing a major transformation in analytics, AI, and decisioning.
THE COMPANY
This organisation is a fast‑moving, data rich consumer finance business investing heavily in modern analytics, AI adoption, and decisioning infrastructure. With strong executive backing, the company is building a centralised analytics capability to drive smarter, faster, insight‑led decision-making across the business. This is a high visibility role with genuine opportunity to shape the future of analytics.
THE ROLE
This is a strategic and hands-on leadership role responsible for building and leading a central Analytics & MI function. You’ll drive insight generation, embed AI tools, and oversee key transformation initiatives across analytics and decisioning.
Specifically, you can expect to be involved in:
- Leading a central Analytics & MI team and developing an insight-driven culture.
- Driving a shift from reporting to actionable, commercially aligned insight.
- Embedding AI tools into analytics workflows and setting governance standards.
- Overseeing data structures, automated reporting, and decision engine transformation.
YOUR SKILLS AND EXPERIENCE
- Proven leadership of Analytics, MI, or Insight teams within a complex environment.
- Strong capability in converting data into clear, commercial recommendations.
- Hands-on technical proficiency (e.g., SQL and/or Python) and experience with modern data stacks.
- Practical experience using AI tools for analytics and understanding of the wider AI landscape such as Claude and Cursor.
THE BENEFITS
- Opportunity to build a modern, AI‑enabled analytics capability.
- High exposure to senior leadership and strategic decision-making.
- Influence major transformation across analytics, data, and decisioning.
- Hihgly Competitive salary, bonus, and wider benefits package.
THE PROCESS
- Initial 30-40 minute interview.
- On-site technical case study and presentation.
- Panel interview with analytics leadership.
- Final-stage interview with senior executives.
- Offer
HOW TO APPLY
Please register your interest via the apply link on this page.
To Apply for this Job Click Here
Senior Insurance Data Scientist
£60000 - £75000
+ Risk Analytics
PermanentLeicestershire
To Apply for this Job Click Here
Senior Data Scientist
London or Leicester (hybrid, 1 day per week onsite)
£60,000 to £75,000
This is an opportunity to join a pricing team building innovative models that shape how pricing decisions are made. You will work with complex and novel datasets, develop predictive models, and help advance a modern modelling framework that delivers real commercial impact.
The Company
They are a well-established organisation investing in data science and advanced analytics. The pricing team operates with agility and encourages curiosity, experimentation and rapid learning. With strong leadership backing and a growing modelling roadmap, they are looking to add experienced Senior Data Scientists to support their next phase of development.
The Role
* Develop, refresh and combine pricing and footprint models that support pricing decisions.
* Work with messy, complex datasets including geospatial and alternative data sources.
* Build predictive and residual models across major products, contributing to a wider model chain.
* Review and improve existing early-stage models, progressing them toward production readiness.
* Explore new ways to manage and integrate multiple models within a stack.
* Guide a junior Data Scientist and support their technical development.
* Communicate model outputs clearly to technical and non-technical stakeholders.
Your Skills and Experience
* Strong experience working with large, messy and diverse datasets.
* Hands-on modelling experience using GLMs, XGBoost or similar predictive methods.
* Proficiency in Python and SQL, ideally within a cloud environment such as Azure.
* Experience combining or managing multiple models in a pipeline.
* Clear communication skills with the ability to explain insights effectively.
* A curious mindset and the ability to work at pace.
* Insurance experience is welcome but not essential.
What They Offer
* A salary between £60,000 and £75,000.
* Hybrid working with London or Leicester as a base.
* The chance to build impactful pricing and footprint models.
* Career development through ownership, visibility and coaching opportunities.
To Apply for this Job Click Here
Credit Risk Consultant
London
£50000 - £80000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
CREDIT RISK CONSULTANT
£50,000 – £85,000
LONDON – HYBRID
THE COMPANY
This successful consultancy is seeking a driven and enthusiastic individual to join an experienced and close-knit team. You’ll get to work closely with the partners of the business and be directly involved in a wide range of data and analytics projects. This is an exciting opportunity to join an innovative consultancy firm working in an interesting and diverse field to deliver risk services to their clients, with vast experience in the credit risk space.
THE ROLE
As a consultant, your daily responsibilities will vary depending on projects, but you can expect to:
- Building forecasting models and cashflow projections for portfolios
- Delivering portfolio and investor reporting for lenders
- Conducting scorecard reviews and contributing to the development of new models.
- Running stress testing exercises for unsecured lending books
- Supporting on credit strategy development and implementation
YOUR SKILLS AND EXPERIENCE:
- 3+ years experience in credit risk from a lender
- Strong knowledge and experience with Python
- Experience working on scorecards, modelling, regulatory models, pricing or profitability
- Experience presenting to and working with stakeholders or external parties
- A strong academic background, with a degree in a STEM subject
BENEFITS AND SALARY
- £50-85,000 base salary
- Company pension
- Private healthcare
- Clear opportunities and path for promotion
- Hybrid work model
To Apply for this Job Click Here
Credit Risk Consultant
London
£55000 - £85000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
Credit Risk Consultant
£55,000-£85,000
London + hybrid working (2 days in office)
Harnham are working with a leading UK consultancy who are expanding their credit risk and analytics team with the hire of a Credit Risk Consultant to support a wide variety of modelling and advisory projects.
THE COMPANY
- A well established professional services firm offering advisory, analytics and actuarial expertise across multiple sectors.
- Their credit risk division delivers data driven moelling and strategic insight to lenders, financial institutions, and investors.
- With continued growth and new service areas, they offer broad exposure, a collaborative environment, and strong technical development.
THE ROLE
This role sits within the credit risk team and will focus on delivering a range of modelling, analytics, and advisory projects across consumer lending and related markets. You will act as a hands on consultant, owning workstreams and supporting both senior leaders and junior analysts.
Specifically, you can expect to be involved in:
- Building and enhancing credit risk forecasting, cashflow, and portfolio models.
- Conducting portfolio and performance analytics across a range of lenders and products.
- Supporting technical reviews such as scorecard assessments, stress‑testing, and modelling validation.
- Delivering data‑driven insights for investor due diligence and strategic advisory projects.
- Working across multiple short‑cycle projects (typically 3-6 weeks) with a variety of clients.
YOUR SKILLS AND EXPERIENCE
- Experience in credit risk analytics, ideally 3+ years within financial services or consultancy.
- Strong Python skills for modelling, data manipulation, and analytical workflows.
- Exposure to credit risk modelling techniques (e.g., forecasting, scorecards, stress‑testing).
- Ability to manage projects, communicate insights, and work collaboratively with technical and non‑technical stakeholders.
- Strong academic background in a numerical/STEM discipline.
THE BENEFITS
- Exposure to diverse and complex modelling projects across multiple lending products.
- Flat structure offering direct access to senior experts and the chance to quickly develop.
- Regular technical and non‑technical training sessions.
- Hybrid working with a high quality London office environment.
THE PROCESS
- Initial 30‑minute interview focusing on experience and technical background.
- Technical assessment involving Python and a case‑study style dataset.
- Final in‑person interview with further technical and competency discussion.
HOW TO APPLY
Please register your interest via the apply link on this page.
To Apply for this Job Click Here
Senior Actuarial Analyst
London
£50000 - £80000
+ Risk Analytics
PermanentLondon
To Apply for this Job Click Here
Senior Actuarial Analyst / Actuary
£50,000-£80,000
London + flexible working
Harnham are working with a growing insurance provider who are looking to hire a Senior Actuarial Analyst to help build and strengthen their internal capital modelling capability.
THE COMPANY
- This is a specialist insurance provider operating in the UK retail market.
- They are scaling rapidly and have a modern, lean structure with a strong technical ethos.
- With a dynamic environment and continued customer growth, they are now bringing key actuarial functions in‑house.
THE ROLE
You will play a leading role in building and owning the organisation’s capital modelling capability as they transition these processes internally. This is a high‑impact position offering autonomy, visibility, and scope to shape modelling frameworks across the business.
Specifically, you can expect to be involved in:
- Leading the development and oversight of capital models aligned to Solvency II requirements.
- Supporting actuarial reporting processes and contributing to wider risk based decision making.
- Collaborating with pricing, claims, and other commercial teams to embed capital insights.
- Delivering project-based analysis driven by business needs and emerging risks.
YOUR SKILLS AND EXPERIENCE
- Part‑qualified or newly qualified actuary with strong exam progress.
- Experience in capital modelling within an insurance environment.
- Understanding of Solvency II frameworks and related reporting.
- Coding skills (such as Python or similar).
- Strong academic background with the ability to operate proactively and independently.
- Motor or retail insurance experience is beneficial but not essential.
THE PROCESS
- Initial 30‑minute interview (experience, motivations, high‑level technical).
- 1‑hour technical interview with actuarial team members (capital modelling deep dive).
- Final 1‑hour conversation with senior leadership (culture fit and motivations).
THE BENEFITS
- Significant autonomy and ownership across capital modelling.
- High exposure to senior leadership and cross‑functional teams.
- Support for actuarial study where relevant.
- Opportunity to influence and build key actuarial processes from the ground up.
HOW TO APPLY
Please register your interest via the apply link on this page.
To Apply for this Job Click Here
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Industry Hub
HARNHAM
News & Blog
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Testimonials
Client and
candidate
testimonials
A trusted partner of professionals
across the globe.
We understand the challenges our
customers face and offer the
recruitment solutions needed to drive
business success through Data &
AI.
Client – Director of People Operations
We’ve been collaborating with Harnham to recruit some key positions for our company, and they have been incredible partners. They team has been great and efficient. They understood our needs perfectly and provided us very talented candidates. We'll keep collaborating with them in the future. Thank you for your excellent job!
Client /
Director of People Operations
Candidate – Market Research Analyst
Thanks to Harnham, I am now in a role that suits me. My recruiter was able to quickly identify the skills I had to offer and match me up with his client. It was a win-win for everyone. I was given great advice throughout the process, and I also appreciated the follow-ups that I received.
Candidate /
Market Research Analyst
Candidate – Senior Data Engineer
I've been a Senior Data Engineer for about 4-5 years and Harnham is one of the best recruitment agencies I worked with. There was a time when my offer fell through and the recruiter I was working with at Harnham jumped in to the rescue and scheduled interviews for me within a couple of days. Really good agency and some great people.
Candidate /
Senior Data Engineer
Candidate – Digital Media and Analytics
I've recently got a short-term contract role through Harnham, and things couldn't have gone better! My recruiter was incredibly helpful throughout the entire process. They also provided incredible admin support so that I could focus on the actual job in hand, rather than having to spend too much time dealing with these matters.
Candidate /
Digital Media and Analytics
Client – Director of Customer Data Science – Apparel
The team at Harnham have been outstanding in helping our company build a market-leading data science team. Harnham’s communication is great, and the recruiter’s take a consultative approach that’s really focused on provided value for both their clients and their candidates. They provide strong candidates that help us fill our roles with high achievers who are also a great fit for our culture.
Client /
Director of Customer Data Science – Apparel
Candidate – Data Analyst
I’ve had a great experience with Harnham. The recruiter provided great advice and ensured that I understood everything, and even followed up with me after I started my new role to see how I was settling in. I would recommend Harnham as a great recruitment company for anyone looking for a role in data and analytics.
Candidate /
Data Analyst
Client – Data Direction – Broadcast Media
I have worked with Harnham for over 2 years now as our main Analytics Recruiter partner and I am very pleased with the overall service and the people we have hired via Harnham. Harnham’s team is very good at understanding our recruitment needs and always come back with relevant and well scanned CVs, which saves me precious time.
Client /
Data Direction – Broadcast Media
Candidate – Chief Data Officer
It was a real treat to work with Harnham. My recruiter consistently went above and beyond to ensure that I navigated through the recruitment process as smooth as possible. I had been in contact with other professional at Harnham in the past and I can attest that the level of professionalism is always top-notch.
